"Success in RE comes down to two factors: taking risks and taking action!"
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Get Pre-Approved
Getting pre-approved for a mortgage is one of the most important thing you can do when you're planning to buy a home.
Mortgage pre-approvals are documents that verify you can get approved for a mortgage loan. Pre-approvals are not an official loan approval - they are the green light to shop around and find the perfect home. You can't make an offer without a pre-approval.
The most crucial part of buying a home is being sure you can afford its payment. So, before you get pre-approved, decide how much you feel comfortable spending each month and write that number down.
A mortgage lender may pre-approve you for a larger monthly payment. We recommend you stay within your budget.
Mortgage pre-approvals are available for free through most mortgage websites with no obligation to proceed. Many home buyers get their mortgage from a different mortgage company that pre-approved them. So, don’t overthink this step.
The critical part of getting your pre-approval is that you get it. Without a pre-approval, you cannot buy a home.
As part of your pre-approval, the lender may ask for supporting paperwork, including:
Bank statements
W-2 statements
Pay stubs and proof of deposits
Federal tax returns
Student loan statements
You don’t need them downloaded or on your hard drive in advance. Just know where to find these documents when you get asked.
Mortgage pre-approvals get processed online or in person. The simplest pre-approvals are self-service.
Home buyers can get a free mortgage pre-approval from any mortgage lender or do a self-service pre-approval in under three minutes.
In this market, timing is critical. When you find the home you want, you may need to make an offer right away, otherwise someone else may get your home!
Being pre-approved enables you to move quickly and get that offer in!
Don’t Miss Out... Get Pre-Approved...
I can’t tell you how many times I’ve seen a client fall in love with a house, but end up losing the home because they weren’t pre-approved. Getting pre-approved solves this problem, as it enables you to move quickly on an offer. You wouldn’t want to miss out on your dream home!
Communities
Past Clients
Grant Family
Happy Sellers
John & Laura
Happy Homeowners
Anthony
Happy Seller
Rebecca & Matt
Repeat Clients
Ambar
First Time Homeowner
Marco
Happy Homeowner
Max
First Time Homeowner
Robert & Umna
Happy Homeowners
Carlos
Happy Homeowners
Alejandro
Happy Homeowners
Oscar & Michelle
First Time Homeowners
Paul & Nilda
Happy Homeowners
Reviews
"Ian and The Redstone Group were by far our best experience in finding our dream home, and in selling our previous one. The experience was easier than we could have ever hoped. Any and all questions were quickly answered, and his suggestions throughout helped us achieve the best value across both transactions. Would recommend Ian and The Redstone Group to anyone looking!"
Jeff W.
"Brittney is who we can describe as a Go Getter! We were told that purchasing a house during this time would be difficult and stressful. Adding being a first time homebuyer to those ideas, was the topping on the cake. However, Brittney helped my boyfriend and I to stay grounded and to get our offer accepted instantly. Not to mention, beating out other offers. As I sit in our HOME and type this review. I have nothing but great things to say about Brittney. She was available anytime of the day, amongst being a mom of little ones! I appreciate all the time that she has invested in our journey and it would not have been complete without her as our realtor. If you are looking for someone who is knowledgeable and not afraid to speak on your behalf, go with Brittney Lewis."
Andrea B.
"Our experience from start to finish was phenomenal. We had not sold a house in over 26 years and the process and market were vastly different. She kept us informed on a regular basis (on showings, open houses and their feedback, if known) and always kept her word on following up on tasks. Chris was always available to answer any questions and concerns along the way. She loves helping people and it shows transparently."
Susan
"Seema is always professional, punctual with appointments and responds to our questions promptly via email/text/phone call. She is reliable, she was our agent for our first home 10 years ago and our recent purchase of second home. We always feel comfortable to discuss with her our preferences. She is open to listening and shares her views for our consideration appropriately. She is always patient, allows us to make our decisions and never rushes us to making an offer. We have seen her patience hasn’t changed in the last 10 years so we were able to take our time to make the decision for our second home as well. We are extremely satisfied with her service and we recommend her service to any other home buyers. Thanks Sathan Ramakrishnan family."
Varalakshmi R.
"Sheila Hensley was the kindest, most knowledgeable, and helpful person through this entire process. She was patient, gracious, and extremely attentive to every aspect of the journey to my new home. She is an absolute delight and isn't just selling a property, or "selling a house" she introduces the one searching for a "house" to their new life in their new "home." I had a wonderful experience with Sheila Hensley! 💕 💕"
S. Hagen
"We recently sold our vacation home in Colonial Beach, VA, working with Beth Ann Wilson from Samson Properties. We could not have asked for a better experience! Beth Ann provided valuable advice, from determining a listing price to staging to evaluating offers on the property, as well as support and information for storage and disposing of furnishings and household goods that we didn't want to keep. She also gave valuable guidance and explanations of seller obligations, following through all the way to closing. We would recommend her without reservation for anyone looking for an agent to assist with the sale of their home."
Roddy G.
"Working with Lessly was a great experience! She walked me through the entire process and was very kind. She is very knowledgeable and since when I first met with her at her office, I really felt I could trust her. She has amazing communication skills and truly cares for you personally. She never made me feel uncomfortable and helped me every step of the way! Would highly recommend 100/10!"
Estefany A.
"Ed Torres has made the selling and buying process as pain free as possible with the current market of high interest rates. With all his research, networking and marketing we sold our home above asking price within the first weekend! He was patient with us as we searched for a new home and with guidance we found the ideal home in a prime location under asking price! Mr. Torres is kind, friendly and knowledgeable. He regularly communicates and is flexible. It’s obvious he loves what he does and is a joy to work with!"
